Are Roofing Companies Insured? How Much Will Their Insurance Help You?

When you want to hire a roofing specialist, you might wonder whether or not they are insured. The answer is that not all of them are – and, in fact, not all roofers even have a license – but as most experts will tell you, it’s very important to find roofing experts who are insured.

The reason why insurance is important is that the roofing team will be working on your property. This means there is a high chance that something could get damaged during the project, and a remote, but still possible chance that people can get injured. Of course, your insurance might not cover you if you or someone in your household is injured during a roofing project, and if the roofer doesn’t have liability insurance, the process of getting any kind of compensation can be a total nightmare.

Contractors who do Highlands Ranch roofing installations should also have insurance policies that can protect you in the event that one of the workers injures themselves on your property. This is what workers compensation is for, and it is one of the most important forms of cover that you should ask your roofer about, before allowing them to start any kind of work on your property. Workers compensation insurance will protect you and help the injured party pay their medical bills and get enough money as compensation following the injury.